🇬🇧 UK Tax Calculator 2024-25
Calculate your UK income tax and National Insurance for the 2024-25 tax year. Free PAYE calculator with current HMRC rates and allowances.
UK Income Tax Bands 2024-25
England, Wales & Northern Ireland
| Tax Band | Rate | Income Range |
|---|---|---|
| Personal Allowance | 0% | £0 - £12,570 |
| Basic Rate | 20% | £12,571 - £50,270 |
| Higher Rate | 40% | £50,271 - £125,140 |
| Additional Rate | 45% | £125,141+ |
Scotland
| Tax Band | Rate | Income Range |
|---|---|---|
| Personal Allowance | 0% | £0 - £12,570 |
| Starter Rate | 19% | £12,571 - £14,876 |
| Basic Rate | 20% | £14,877 - £26,561 |
| Intermediate Rate | 21% | £26,562 - £43,662 |
| Higher Rate | 42% | £43,663 - £125,140 |
| Top Rate | 47% | £125,141+ |
National Insurance Rates 2024-25
Class 1 (Employees)
| Rate | Weekly Earnings | Annual Equivalent |
|---|---|---|
| 0% | £0 - £242 | £0 - £12,570 |
| 12% | £242.01 - £967 | £12,571 - £50,270 |
| 2% | £967.01+ | £50,271+ |
Class 2 & 4 (Self-Employed)
2% on profits over £50,270
Key Allowances & Thresholds 2024-25
Personal Allowance
£12,570
Higher Rate Threshold
£50,270
Additional Rate
£125,140
NI Lower Limit
£12,570
UK Tax FAQ
What is PAYE?
Pay As You Earn (PAYE) is the system HM Revenue and Customs (HMRC) uses to collect income tax and National Insurance from employment income.
When does the UK tax year run?
The UK tax year runs from April 6th to April 5th the following year. The 2024-25 tax year runs from 6 April 2024 to 5 April 2025.
What is the personal allowance?
The personal allowance is the amount you can earn before paying income tax. For 2024-25, it's £12,570. This reduces by £1 for every £2 earned over £100,000.
Do I pay tax in Scotland differently?
Yes, Scotland has different income tax rates and bands, but National Insurance rates are the same across the UK.
About UK Taxation
The UK tax system is administered by HM Revenue and Customs (HMRC) and uses a progressive income tax structure. Most employees pay tax through the Pay As You Earn (PAYE) system, where tax and National Insurance are deducted from wages before you receive them.
Our UK tax calculator includes both income tax and National Insurance calculations for the 2024-25 tax year. Scotland has its own income tax rates, which are different from the rest of the UK, but National Insurance rates remain the same across all UK countries.
Important: This calculator provides estimates for income tax and National Insurance only. Additional considerations may include student loan repayments, pension contributions, benefits in kind, and other factors that could affect your actual tax liability.
For comprehensive tax advice, especially for complex situations like self-employment, property income, or investments, consider consulting with a qualified accountant or tax advisor.