📊 Percentage Formulas & Applications

Master the mathematics behind percentage calculations with comprehensive formulas, real-world applications, and practical examples for business, finance, and everyday use.

🔢 Essential Percentage Formulas

Core Formulas

1. Finding X% of Y

Result = (X ÷ 100) × Y

Example: What is 25% of 80?
(25 ÷ 100) × 80 = 0.25 × 80 = 20

2. Finding What % X is of Y

Percentage = (X ÷ Y) × 100

Example: 15 is what % of 60?
(15 ÷ 60) × 100 = 0.25 × 100 = 25%

3. Finding the Whole from Part

Whole = Part ÷ (Percentage ÷ 100)

Example: 20 is 40% of what number?
20 ÷ (40 ÷ 100) = 20 ÷ 0.4 = 50

Change Formulas

Percentage Increase

% Increase = ((New - Old) ÷ Old) × 100

Example: Price went from $50 to $65
((65 - 50) ÷ 50) × 100 = 30% increase

Percentage Decrease

% Decrease = ((Old - New) ÷ Old) × 100

Example: Price dropped from $80 to $60
((80 - 60) ÷ 80) × 100 = 25% decrease

Percentage Point Difference

Point Difference = New % - Old %

Example: Interest rate: 3% to 5%
5% - 3% = 2 percentage points

💼 Business Applications

Sales & Marketing

Discount Calculations

Original Price: $100, 20% off

Sale Price = $100 - ($100 × 0.20) = $80

Markup Calculations

Cost: $50, 40% markup

Selling Price = $50 + ($50 × 0.40) = $70

Commission Calculations

Sales: $10,000, 5% commission

Commission = $10,000 × 0.05 = $500

Financial Metrics

Profit Margin

Revenue: $1000, Cost: $700

Profit Margin = (($1000 - $700) ÷ $1000) × 100 = 30%

Return on Investment (ROI)

Gain: $200, Investment: $1000

ROI = ($200 ÷ $1000) × 100 = 20%

Growth Rate

Revenue: $500K to $650K

Growth = (($650K - $500K) ÷ $500K) × 100 = 30%

💰 Financial Calculations

Interest Calculations

Simple Interest:

I = P × r × t

Compound Interest:

A = P(1 + r)^t

Tax Calculations

Sales Tax:

Tax = Price × Tax Rate

Income Tax:

Tax = Income × Tax Rate

Investment Returns

Annual Return:

Return = (End - Start) ÷ Start × 100

Dividend Yield:

Yield = Annual Dividends ÷ Price × 100

🎓 Academic & Grade Calculations

Grade Percentage Formulas

Test Score Percentage

Grade % = (Points Earned ÷ Total Points) × 100

Example: 85 out of 100 points
(85 ÷ 100) × 100 = 85%

Weighted Grade Calculation

Weighted Grade = Σ(Grade × Weight) ÷ Σ(Weight)

Example: Midterm 80% (30%), Final 90% (70%)
(80 × 0.3) + (90 × 0.7) = 24 + 63 = 87%

Common Grade Scales

A: 90-100% B: 80-89% C: 70-79% D: 60-69% F: Below 60%

🧠 Mental Math Tips & Tricks

Quick Mental Calculations

Common Percentages

  • • 10% = Divide by 10 (move decimal left)
  • • 25% = Divide by 4
  • • 50% = Divide by 2
  • • 75% = 3/4 or 50% + 25%
  • • 20% = 10% × 2

Quick Tip Calculations

  • • 15% tip = 10% + 5% (half of 10%)
  • • 20% tip = 10% × 2
  • • 18% tip = 20% - 2%

Verification Methods

Check Your Work

  • • Work backwards to verify
  • • Use estimation for reasonableness
  • • Cross-multiply for proportion checks
  • • Remember: part + remainder = whole

Common Mistakes

  • • Confusing percentage vs. percentage points
  • • Using wrong base for calculations
  • • Forgetting to multiply by 100 for %
  • • Rounding too early in calculations

Ready to Practice?

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